Sharp County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.9 times the county's median home value of $105,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,637 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $105,100 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 7.92× |
| Median household income | $44,637 |
| Median home value ÷ income | 2.4× |
| Population | 17,773 |
| Median property tax paid (owners) | $584 |
| Effective property tax rate (approx.) | 0.56% |
| Owner-occupied homes | 78.8% |
| Home value rank in Arkansas | 58 of 75 counties |
| Neighbor: Fulton County, AR | limit $832,750; median home $113,800 |
| Neighbor: Independence County, AR | limit $832,750; median home $142,600 |
| Neighbor: Izard County, AR | limit $832,750; median home $129,100 |
| Neighbor: Lawrence County, AR | limit $832,750; median home $98,900 |
| Neighbor: Randolph County, AR | limit $832,750; median home $130,600 |
| Neighbor: Oregon County, MO | limit $832,750; median home $113,300 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sharp County's median home value is 44% below the state median of $188,000 (rank 58 of 75). Among its 6 neighboring counties, Independence County has the highest median home value ($142,600) and Lawrence County the lowest ($98,900); all share the same loan limit. Owners pay a median $584 a year in property tax, an effective rate of about 0.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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