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2026 conforming loan limit: Union County, AR

Quick answer

Union County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,259 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$120,900
Arkansas median home value$188,000
Limit ÷ median home value6.89×
Median household income$55,259
Median home value ÷ income2.2×
Population37,900
Median property tax paid (owners)$685
Effective property tax rate (approx.)0.57%
Owner-occupied homes72.7%
Home value rank in Arkansas46 of 75 counties
Neighbor: Ashley County, ARlimit $832,750; median home $91,900
Neighbor: Bradley County, ARlimit $832,750; median home $94,800
Neighbor: Calhoun County, ARlimit $832,750; median home $110,700
Neighbor: Columbia County, ARlimit $832,750; median home $152,100
Neighbor: Ouachita County, ARlimit $832,750; median home $102,100
Neighbor: Claiborne Parish, LAlimit $832,750; median home $82,100
Neighbor: Morehouse Parish, LAlimit $832,750; median home $118,800
Neighbor: Union Parish, LAlimit $832,750; median home $112,500

Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Union County's median home value is 36% below the state median of $188,000 (rank 46 of 75). Among its 8 neighboring counties, Columbia County has the highest median home value ($152,100) and Claiborne Parish the lowest ($82,100); all share the same loan limit. Owners pay a median $685 a year in property tax, an effective rate of about 0.57% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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