Union County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,772 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $122,000 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 6.83× |
| Median household income | $57,772 |
| Median home value ÷ income | 2.1× |
| Population | 11,993 |
| Median property tax paid (owners) | $2,197 |
| Effective property tax rate (approx.) | 1.80% |
| Owner-occupied homes | 72.1% |
| Home value rank in Iowa | 86 of 99 counties |
| Neighbor: Adair County, IA | limit $832,750; median home $160,400 |
| Neighbor: Adams County, IA | limit $832,750; median home $131,600 |
| Neighbor: Clarke County, IA | limit $832,750; median home $161,100 |
| Neighbor: Decatur County, IA | limit $832,750; median home $113,900 |
| Neighbor: Madison County, IA | limit $832,750; median home $245,100 |
| Neighbor: Ringgold County, IA | limit $832,750; median home $156,200 |
| Neighbor: Taylor County, IA | limit $832,750; median home $117,200 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Union County's median home value is 41% below the state median of $208,000 (rank 86 of 99). Among its 7 neighboring counties, Madison County has the highest median home value ($245,100) and Decatur County the lowest ($113,900); all share the same loan limit. Owners pay a median $2,197 a year in property tax, an effective rate of about 1.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Union County, AR
- 2026 conforming loan limit: Union County, FL
- 2026 conforming loan limit: Union County, GA
- 2026 conforming loan limit: Union County, IL
- 2026 conforming loan limit: Union County, IN
- 2026 conforming loan limit: Union County, KY
- 2026 conforming loan limit: Union County, MS
- 2026 conforming loan limit: Union County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.