Union County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $307,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,176 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $307,400 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 2.71× |
| Median household income | $66,176 |
| Median home value ÷ income | 4.6× |
| Population | 26,304 |
| Median property tax paid (owners) | $1,611 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 84.4% |
| Home value rank in Georgia | 23 of 159 counties |
| Neighbor: Fannin County, GA | limit $832,750; median home $306,600 |
| Neighbor: Lumpkin County, GA | limit $832,750; median home $307,900 |
| Neighbor: Towns County, GA | limit $832,750; median home $316,100 |
| Neighbor: White County, GA | limit $832,750; median home $278,900 |
| Neighbor: Cherokee County, NC | limit $832,750; median home $232,300 |
| Neighbor: Clay County, NC | limit $832,750; median home $278,400 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Union County's median home value is 1% above the state median of $303,300 (rank 23 of 159). Among its 6 neighboring counties, Towns County has the highest median home value ($316,100) and Cherokee County the lowest ($232,300); all share the same loan limit. Owners pay a median $1,611 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Unicoi County, TN
- 2026 conforming loan limit: Union County, AR
- 2026 conforming loan limit: Union County, FL
- 2026 conforming loan limit: Union County, IA
- 2026 conforming loan limit: Union County, IL
- 2026 conforming loan limit: Union County, IN
- 2026 conforming loan limit: Union County, KY
- 2026 conforming loan limit: Union County, MS
Last updated 2026-10-16. Data only, not financial or tax advice.