Grand County, Colorado has a 2026 one-unit conforming loan limit of $883,200, which is 1.5 times the county's median home value of $601,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,612 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $883,200 |
| 2-unit limit | $1,130,650 |
| 3-unit limit | $1,366,700 |
| 4-unit limit | $1,698,500 |
| Median home value (ACS 2020–24) | $601,500 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.47× |
| Median household income | $88,612 |
| Median home value ÷ income | 6.8× |
| Population | 15,895 |
| Median property tax paid (owners) | $2,071 |
| Effective property tax rate (approx.) | 0.34% |
| Owner-occupied homes | 73.4% |
| Home value rank in Colorado | 16 of 64 counties |
| Neighbor: Boulder County, CO | limit $879,750; median home $756,300 |
| Neighbor: Clear Creek County, CO | limit $862,500; median home $608,500 |
| Neighbor: Eagle County, CO | limit $1,249,125; median home $839,500 |
| Neighbor: Gilpin County, CO | limit $862,500; median home $573,900 |
| Neighbor: Jackson County, CO | limit $832,750; median home $239,600 |
| Neighbor: Larimer County, CO | limit $832,750; median home $569,100 |
| Neighbor: Routt County, CO | limit $1,089,050; median home $854,700 |
| Neighbor: Summit County, CO | limit $1,092,500; median home $939,900 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Grand County's median home value is 12% above the state median of $539,400 (rank 16 of 64). Among its 8 neighboring counties, Summit County has the highest median home value ($939,900) and Jackson County the lowest ($239,600); 8 neighbor(s) have a different loan limit. Owners pay a median $2,071 a year in property tax, an effective rate of about 0.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Graham County, KS
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- 2026 conforming loan limit: Grainger County, TN
- 2026 conforming loan limit: Grand County, UT
- 2026 conforming loan limit: Grand Forks County, ND
- 2026 conforming loan limit: Grand Isle County, VT
- 2026 conforming loan limit: Grand Traverse County, MI
- 2026 conforming loan limit: Granite County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.