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2026 conforming loan limit: Grand Isle County, VT

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Grand Isle County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $394,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $97,396 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$394,100
Vermont median home value$316,600
Limit ÷ median home value2.11×
Median household income$97,396
Median home value ÷ income4.0×
Population7,450
Median property tax paid (owners)$5,195
Effective property tax rate (approx.)1.32%
Owner-occupied homes89.9%
Home value rank in Vermont2 of 14 counties
Neighbor: Clinton County, NYlimit $832,750; median home $180,600
Neighbor: Chittenden County, VTlimit $832,750; median home $439,200
Neighbor: Franklin County, VTlimit $832,750; median home $306,700

Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grand Isle County's median home value is 24% above the state median of $316,600 (rank 2 of 14). Among its 3 neighboring counties, Chittenden County has the highest median home value ($439,200) and Clinton County the lowest ($180,600); all share the same loan limit. Owners pay a median $5,195 a year in property tax, an effective rate of about 1.32% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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