Granite County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $352,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,265 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $352,700 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 2.36× |
| Median household income | $59,265 |
| Median home value ÷ income | 6.0× |
| Population | 3,462 |
| Median property tax paid (owners) | $2,130 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 77.9% |
| Home value rank in Montana | 15 of 56 counties |
| Neighbor: Deer Lodge County, MT | limit $832,750; median home $231,700 |
| Neighbor: Missoula County, MT | limit $832,750; median home $472,100 |
| Neighbor: Powell County, MT | limit $832,750; median home $306,500 |
| Neighbor: Ravalli County, MT | limit $832,750; median home $476,600 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Granite County's median home value is 6% below the state median of $375,800 (rank 15 of 56). Among its 4 neighboring counties, Ravalli County has the highest median home value ($476,600) and Deer Lodge County the lowest ($231,700); all share the same loan limit. Owners pay a median $2,130 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Grand Forks County, ND
- 2026 conforming loan limit: Grand Isle County, VT
- 2026 conforming loan limit: Grand Traverse County, MI
- 2026 conforming loan limit: Grant County, AR
- 2026 conforming loan limit: Grant County, IN
- 2026 conforming loan limit: Grant County, KS
- 2026 conforming loan limit: Grant County, KY
- 2026 conforming loan limit: Grant County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.