Grand Forks County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $252,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,075 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $252,700 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 3.30× |
| Median household income | $68,075 |
| Median home value ÷ income | 3.7× |
| Population | 72,923 |
| Median property tax paid (owners) | $2,900 |
| Effective property tax rate (approx.) | 1.15% |
| Owner-occupied homes | 51.8% |
| Home value rank in North Dakota | 10 of 53 counties |
| Neighbor: Marshall County, MN | limit $832,750; median home $164,500 |
| Neighbor: Polk County, MN | limit $832,750; median home $222,800 |
| Neighbor: Nelson County, ND | limit $832,750; median home $139,700 |
| Neighbor: Steele County, ND | limit $832,750; median home $130,700 |
| Neighbor: Traill County, ND | limit $832,750; median home $200,700 |
| Neighbor: Walsh County, ND | limit $832,750; median home $132,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grand Forks County's median home value is 1% above the state median of $249,900 (rank 10 of 53). Among its 6 neighboring counties, Polk County has the highest median home value ($222,800) and Steele County the lowest ($130,700); all share the same loan limit. Owners pay a median $2,900 a year in property tax, an effective rate of about 1.15% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Grainger County, TN
- 2026 conforming loan limit: Grand County, CO
- 2026 conforming loan limit: Grand County, UT
- 2026 conforming loan limit: Grand Isle County, VT
- 2026 conforming loan limit: Grand Traverse County, MI
- 2026 conforming loan limit: Granite County, MT
- 2026 conforming loan limit: Grant County, AR
- 2026 conforming loan limit: Grant County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.