Grainger County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $189,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,538 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $189,200 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 4.40× |
| Median household income | $50,538 |
| Median home value ÷ income | 3.7× |
| Population | 24,266 |
| Median property tax paid (owners) | $901 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 77.1% |
| Home value rank in Tennessee | 56 of 95 counties |
| Neighbor: Claiborne County, TN | limit $832,750; median home $159,900 |
| Neighbor: Hamblen County, TN | limit $832,750; median home $210,900 |
| Neighbor: Hancock County, TN | limit $832,750; median home $134,500 |
| Neighbor: Hawkins County, TN | limit $832,750; median home $176,300 |
| Neighbor: Jefferson County, TN | limit $832,750; median home $229,300 |
| Neighbor: Knox County, TN | limit $832,750; median home $320,900 |
| Neighbor: Union County, TN | limit $832,750; median home $204,000 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Grainger County's median home value is 34% below the state median of $286,700 (rank 56 of 95). Among its 7 neighboring counties, Knox County has the highest median home value ($320,900) and Hancock County the lowest ($134,500); all share the same loan limit. Owners pay a median $901 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Graham County, AZ
- 2026 conforming loan limit: Graham County, KS
- 2026 conforming loan limit: Graham County, NC
- 2026 conforming loan limit: Grand County, CO
- 2026 conforming loan limit: Grand County, UT
- 2026 conforming loan limit: Grand Forks County, ND
- 2026 conforming loan limit: Grand Isle County, VT
- 2026 conforming loan limit: Grand Traverse County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.