Graham County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.3 times the county's median home value of $89,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,650 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $89,900 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 9.26× |
| Median household income | $50,650 |
| Median home value ÷ income | 1.8× |
| Population | 2,389 |
| Median property tax paid (owners) | $1,641 |
| Effective property tax rate (approx.) | 1.83% |
| Owner-occupied homes | 78.8% |
| Home value rank in Kansas | 89 of 105 counties |
| Neighbor: Gove County, KS | limit $832,750; median home $118,400 |
| Neighbor: Norton County, KS | limit $832,750; median home $101,500 |
| Neighbor: Phillips County, KS | limit $832,750; median home $96,500 |
| Neighbor: Rooks County, KS | limit $832,750; median home $89,000 |
| Neighbor: Sheridan County, KS | limit $832,750; median home $167,200 |
| Neighbor: Trego County, KS | limit $832,750; median home $120,900 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Graham County's median home value is 59% below the state median of $217,200 (rank 89 of 105). Among its 6 neighboring counties, Sheridan County has the highest median home value ($167,200) and Rooks County the lowest ($89,000); all share the same loan limit. Owners pay a median $1,641 a year in property tax, an effective rate of about 1.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Graham County, AZ
- 2026 conforming loan limit: Graham County, NC
- 2026 conforming loan limit: Grainger County, TN
- 2026 conforming loan limit: Grand County, CO
- 2026 conforming loan limit: Grand County, UT
- 2026 conforming loan limit: Grand Forks County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.