Grady County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $205,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,419 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $205,800 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 4.05× |
| Median household income | $75,419 |
| Median home value ÷ income | 2.7× |
| Population | 56,606 |
| Median property tax paid (owners) | $1,400 |
| Effective property tax rate (approx.) | 0.68% |
| Owner-occupied homes | 75.0% |
| Home value rank in Oklahoma | 11 of 77 counties |
| Neighbor: Caddo County, OK | limit $832,750; median home $115,700 |
| Neighbor: Canadian County, OK | limit $832,750; median home $246,200 |
| Neighbor: Comanche County, OK | limit $832,750; median home $163,800 |
| Neighbor: Garvin County, OK | limit $832,750; median home $147,800 |
| Neighbor: Mcclain County, OK | limit $832,750; median home $255,900 |
| Neighbor: Stephens County, OK | limit $832,750; median home $145,300 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grady County's median home value is 3% above the state median of $199,800 (rank 11 of 77). Among its 6 neighboring counties, Mcclain County has the highest median home value ($255,900) and Caddo County the lowest ($115,700); all share the same loan limit. Owners pay a median $1,400 a year in property tax, an effective rate of about 0.68% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Gosper County, NE
- 2026 conforming loan limit: Gove County, KS
- 2026 conforming loan limit: Grady County, GA
- 2026 conforming loan limit: Grafton County, NH
- 2026 conforming loan limit: Graham County, AZ
- 2026 conforming loan limit: Graham County, KS
- 2026 conforming loan limit: Graham County, NC
- 2026 conforming loan limit: Grainger County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.