Grady County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $152,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,980 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $152,400 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 5.46× |
| Median household income | $58,980 |
| Median home value ÷ income | 2.6× |
| Population | 26,108 |
| Median property tax paid (owners) | $1,386 |
| Effective property tax rate (approx.) | 0.91% |
| Owner-occupied homes | 66.1% |
| Home value rank in Georgia | 95 of 159 counties |
| Neighbor: Gadsden County, FL | limit $832,750; median home $174,900 |
| Neighbor: Leon County, FL | limit $832,750; median home $301,800 |
| Neighbor: Decatur County, GA | limit $832,750; median home $158,800 |
| Neighbor: Mitchell County, GA | limit $832,750; median home $106,000 |
| Neighbor: Thomas County, GA | limit $832,750; median home $196,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grady County's median home value is 50% below the state median of $303,300 (rank 95 of 159). Among its 5 neighboring counties, Leon County has the highest median home value ($301,800) and Mitchell County the lowest ($106,000); all share the same loan limit. Owners pay a median $1,386 a year in property tax, an effective rate of about 0.91% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Goshen County, WY
- 2026 conforming loan limit: Gosper County, NE
- 2026 conforming loan limit: Gove County, KS
- 2026 conforming loan limit: Grady County, OK
- 2026 conforming loan limit: Grafton County, NH
- 2026 conforming loan limit: Graham County, AZ
- 2026 conforming loan limit: Graham County, KS
- 2026 conforming loan limit: Graham County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.