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2026 conforming loan limit: Grand County, UT

Quick answer

Grand County, Utah has a 2026 one-unit conforming loan limit of $839,500, which is 1.6 times the county's median home value of $538,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,106 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$839,500
2-unit limit$1,074,700
3-unit limit$1,299,100
4-unit limit$1,614,450
Median home value (ACS 2020–24)$538,700
Utah median home value$489,400
Limit ÷ median home value1.56×
Median household income$67,106
Median home value ÷ income8.0×
Population9,754
Median property tax paid (owners)$2,215
Effective property tax rate (approx.)0.41%
Owner-occupied homes70.3%
Home value rank in Utah4 of 29 counties
Neighbor: Garfield County, COlimit $1,209,750; median home $527,800
Neighbor: Mesa County, COlimit $832,750; median home $378,600
Neighbor: Montrose County, COlimit $832,750; median home $388,400
Neighbor: Carbon County, UTlimit $832,750; median home $228,500
Neighbor: Emery County, UTlimit $832,750; median home $218,700
Neighbor: San Juan County, UTlimit $832,750; median home $224,200
Neighbor: Uintah County, UTlimit $832,750; median home $298,600
Neighbor: Wayne County, UTlimit $997,050; median home $411,800

Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Grand County's median home value is 10% above the state median of $489,400 (rank 4 of 29). Among its 8 neighboring counties, Garfield County has the highest median home value ($527,800) and Emery County the lowest ($218,700); 8 neighbor(s) have a different loan limit. Owners pay a median $2,215 a year in property tax, an effective rate of about 0.41% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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