Dunklin County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 8.5 times the county's median home value of $97,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,849 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $97,600 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 8.53× |
| Median household income | $47,849 |
| Median home value ÷ income | 2.0× |
| Population | 27,493 |
| Median property tax paid (owners) | $688 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 62.3% |
| Home value rank in Missouri | 113 of 115 counties |
| Neighbor: Clay County, AR | limit $832,750; median home $94,600 |
| Neighbor: Craighead County, AR | limit $832,750; median home $210,400 |
| Neighbor: Greene County, AR | limit $832,750; median home $169,300 |
| Neighbor: Mississippi County, AR | limit $832,750; median home $122,500 |
| Neighbor: Butler County, MO | limit $832,750; median home $145,100 |
| Neighbor: New Madrid County, MO | limit $832,750; median home $111,800 |
| Neighbor: Pemiscot County, MO | limit $832,750; median home $97,000 |
| Neighbor: Stoddard County, MO | limit $832,750; median home $143,300 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dunklin County's median home value is 58% below the state median of $230,300 (rank 113 of 115). Among its 8 neighboring counties, Craighead County has the highest median home value ($210,400) and Clay County the lowest ($94,600); all share the same loan limit. Owners pay a median $688 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Dunklin County, Missouri?
Dunklin County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 8.5 times the county's median home value of $97,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,849 (FHFA; Census ACS 2020–2024).
What is the median home value in Dunklin County, Missouri?
The median owner-occupied home value in Dunklin County is $97,600 (ACS 2020–2024), versus $230,300 statewide.
Do I need a jumbo loan in Dunklin County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $97,600, so the cap is 8.53 times the typical home value.
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Last updated Oct 19, 2026, 10:32 PM ET. Data only, not financial or tax advice.
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