Franklin County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $227,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,165 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $227,600 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 3.66× |
| Median household income | $73,165 |
| Median home value ÷ income | 3.1× |
| Population | 105,950 |
| Median property tax paid (owners) | $1,813 |
| Effective property tax rate (approx.) | 0.80% |
| Owner-occupied homes | 76.5% |
| Home value rank in Missouri | 17 of 115 counties |
| Neighbor: Crawford County, MO | limit $832,750; median home $172,600 |
| Neighbor: Gasconade County, MO | limit $832,750; median home $179,900 |
| Neighbor: Jefferson County, MO | limit $832,750; median home $237,200 |
| Neighbor: St. Charles County, MO | limit $832,750; median home $320,800 |
| Neighbor: St. Louis County, MO | limit $832,750; median home $276,800 |
| Neighbor: Warren County, MO | limit $832,750; median home $260,400 |
| Neighbor: Washington County, MO | limit $832,750; median home $129,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 1% below the state median of $230,300 (rank 17 of 115). Among its 7 neighboring counties, St. Charles County has the highest median home value ($320,800) and Washington County the lowest ($129,400); all share the same loan limit. Owners pay a median $1,813 a year in property tax, an effective rate of about 0.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, KY
- 2026 conforming loan limit: Franklin County, MA
- 2026 conforming loan limit: Franklin County, ME
- 2026 conforming loan limit: Franklin County, MS
- 2026 conforming loan limit: Franklin County, NC
- 2026 conforming loan limit: Franklin County, NE
- 2026 conforming loan limit: Franklin County, NY
- 2026 conforming loan limit: Franklin County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.