Franklin County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 8.2 times the county's median home value of $101,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,939 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $101,900 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 8.17× |
| Median household income | $52,939 |
| Median home value ÷ income | 1.9× |
| Population | 7,622 |
| Median property tax paid (owners) | $739 |
| Effective property tax rate (approx.) | 0.73% |
| Owner-occupied homes | 81.7% |
| Home value rank in Mississippi | 62 of 82 counties |
| Neighbor: Adams County, MS | limit $832,750; median home $108,700 |
| Neighbor: Amite County, MS | limit $832,750; median home $100,800 |
| Neighbor: Jefferson County, MS | limit $832,750; median home $81,300 |
| Neighbor: Lincoln County, MS | limit $832,750; median home $155,800 |
| Neighbor: Wilkinson County, MS | limit $832,750; median home $90,000 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 40% below the state median of $169,800 (rank 62 of 82). Among its 5 neighboring counties, Lincoln County has the highest median home value ($155,800) and Jefferson County the lowest ($81,300); all share the same loan limit. Owners pay a median $739 a year in property tax, an effective rate of about 0.73% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, MA
- 2026 conforming loan limit: Franklin County, ME
- 2026 conforming loan limit: Franklin County, MO
- 2026 conforming loan limit: Franklin County, NC
- 2026 conforming loan limit: Franklin County, NE
- 2026 conforming loan limit: Franklin County, NY
- 2026 conforming loan limit: Franklin County, OH
- 2026 conforming loan limit: Franklin County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.