Franklin County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $288,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,176 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $288,400 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 2.89× |
| Median household income | $75,176 |
| Median home value ÷ income | 3.8× |
| Population | 1,333,048 |
| Median property tax paid (owners) | $4,244 |
| Effective property tax rate (approx.) | 1.47% |
| Owner-occupied homes | 52.8% |
| Home value rank in Ohio | 6 of 88 counties |
| Neighbor: Delaware County, OH | limit $832,750; median home $445,500 |
| Neighbor: Fairfield County, OH | limit $832,750; median home $298,800 |
| Neighbor: Licking County, OH | limit $832,750; median home $275,200 |
| Neighbor: Madison County, OH | limit $832,750; median home $250,100 |
| Neighbor: Pickaway County, OH | limit $832,750; median home $256,800 |
| Neighbor: Union County, OH | limit $832,750; median home $344,900 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 34% above the state median of $214,800 (rank 6 of 88). Among its 6 neighboring counties, Delaware County has the highest median home value ($445,500) and Madison County the lowest ($250,100); all share the same loan limit. Owners pay a median $4,244 a year in property tax, an effective rate of about 1.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, NC
- 2026 conforming loan limit: Franklin County, NE
- 2026 conforming loan limit: Franklin County, NY
- 2026 conforming loan limit: Franklin County, PA
- 2026 conforming loan limit: Franklin County, TN
- 2026 conforming loan limit: Franklin County, TX
- 2026 conforming loan limit: Franklin County, VA
- 2026 conforming loan limit: Franklin County, VT
Last updated 2026-10-16. Data only, not financial or tax advice.