Franklin County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $306,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,313 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $306,700 |
| Vermont median home value | $316,600 |
| Limit ÷ median home value | 2.72× |
| Median household income | $81,313 |
| Median home value ÷ income | 3.8× |
| Population | 50,638 |
| Median property tax paid (owners) | $4,332 |
| Effective property tax rate (approx.) | 1.41% |
| Owner-occupied homes | 77.4% |
| Home value rank in Vermont | 5 of 14 counties |
| Neighbor: Chittenden County, VT | limit $832,750; median home $439,200 |
| Neighbor: Grand Isle County, VT | limit $832,750; median home $394,100 |
| Neighbor: Lamoille County, VT | limit $832,750; median home $304,700 |
| Neighbor: Orleans County, VT | limit $832,750; median home $223,400 |
Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 3% below the state median of $316,600 (rank 5 of 14). Among its 4 neighboring counties, Chittenden County has the highest median home value ($439,200) and Orleans County the lowest ($223,400); all share the same loan limit. Owners pay a median $4,332 a year in property tax, an effective rate of about 1.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, TN
- 2026 conforming loan limit: Franklin County, TX
- 2026 conforming loan limit: Franklin County, VA
- 2026 conforming loan limit: Franklin County, WA
- 2026 conforming loan limit: Franklin Parish, LA
- 2026 conforming loan limit: Frederick County, MD
- 2026 conforming loan limit: Frederick County, VA
- 2026 conforming loan limit: Fredericksburg City, VA
Last updated 2026-10-16. Data only, not financial or tax advice.