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2026 conforming loan limit: Franklin Parish, LA

Quick answer

Franklin Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $113,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,020 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$113,000
Louisiana median home value$216,500
Limit ÷ median home value7.37×
Median household income$47,020
Median home value ÷ income2.4×
Population19,408
Median property tax paid (owners)$351
Effective property tax rate (approx.)0.31%
Owner-occupied homes73.2%
Home value rank in Louisiana51 of 64 counties
Neighbor: Caldwell Parish, LAlimit $832,750; median home $93,300
Neighbor: Catahoula Parish, LAlimit $832,750; median home $101,800
Neighbor: Madison Parish, LAlimit $832,750; median home $96,200
Neighbor: Richland Parish, LAlimit $832,750; median home $141,900
Neighbor: Tensas Parish, LAlimit $832,750; median home $86,300

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin Parish's median home value is 48% below the state median of $216,500 (rank 51 of 64). Among its 5 neighboring counties, Richland Parish has the highest median home value ($141,900) and Tensas Parish the lowest ($86,300); all share the same loan limit. Owners pay a median $351 a year in property tax, an effective rate of about 0.31% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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