Freeborn County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $171,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,023 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,100 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 4.87× |
| Median household income | $71,023 |
| Median home value ÷ income | 2.4× |
| Population | 30,623 |
| Median property tax paid (owners) | $1,907 |
| Effective property tax rate (approx.) | 1.11% |
| Owner-occupied homes | 79.5% |
| Home value rank in Minnesota | 66 of 87 counties |
| Neighbor: Winnebago County, IA | limit $832,750; median home $135,000 |
| Neighbor: Worth County, IA | limit $832,750; median home $145,800 |
| Neighbor: Faribault County, MN | limit $832,750; median home $135,300 |
| Neighbor: Mower County, MN | limit $832,750; median home $185,200 |
| Neighbor: Steele County, MN | limit $832,750; median home $245,400 |
| Neighbor: Waseca County, MN | limit $832,750; median home $220,800 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Freeborn County's median home value is 48% below the state median of $329,300 (rank 66 of 87). Among its 6 neighboring counties, Steele County has the highest median home value ($245,400) and Winnebago County the lowest ($135,000); all share the same loan limit. Owners pay a median $1,907 a year in property tax, an effective rate of about 1.11% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Frederick County, MD
- 2026 conforming loan limit: Frederick County, VA
- 2026 conforming loan limit: Fredericksburg City, VA
- 2026 conforming loan limit: Freestone County, TX
- 2026 conforming loan limit: Fremont County, CO
- 2026 conforming loan limit: Fremont County, IA
- 2026 conforming loan limit: Fremont County, ID
- 2026 conforming loan limit: Fremont County, WY
Last updated 2026-10-16. Data only, not financial or tax advice.