Fremont County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,621 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $154,400 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.39× |
| Median household income | $71,621 |
| Median home value ÷ income | 2.2× |
| Population | 6,514 |
| Median property tax paid (owners) | $1,868 |
| Effective property tax rate (approx.) | 1.21% |
| Owner-occupied homes | 78.3% |
| Home value rank in Iowa | 60 of 99 counties |
| Neighbor: Mills County, IA | limit $832,750; median home $237,800 |
| Neighbor: Montgomery County, IA | limit $832,750; median home $121,400 |
| Neighbor: Page County, IA | limit $832,750; median home $125,300 |
| Neighbor: Atchison County, MO | limit $832,750; median home $106,800 |
| Neighbor: Cass County, NE | limit $832,750; median home $254,900 |
| Neighbor: Otoe County, NE | limit $832,750; median home $201,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fremont County's median home value is 26% below the state median of $208,000 (rank 60 of 99). Among its 6 neighboring counties, Cass County has the highest median home value ($254,900) and Atchison County the lowest ($106,800); all share the same loan limit. Owners pay a median $1,868 a year in property tax, an effective rate of about 1.21% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Freeborn County, MN
- 2026 conforming loan limit: Freestone County, TX
- 2026 conforming loan limit: Fremont County, CO
- 2026 conforming loan limit: Fremont County, ID
- 2026 conforming loan limit: Fremont County, WY
- 2026 conforming loan limit: Fresno County, CA
- 2026 conforming loan limit: Frio County, TX
- 2026 conforming loan limit: Frontier County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.