Fremont County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $314,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,683 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $314,200 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 2.65× |
| Median household income | $72,683 |
| Median home value ÷ income | 4.3× |
| Population | 13,943 |
| Median property tax paid (owners) | $1,398 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 82.6% |
| Home value rank in Idaho | 24 of 44 counties |
| Neighbor: Clark County, ID | limit $832,750; median home $216,900 |
| Neighbor: Jefferson County, ID | limit $832,750; median home $408,400 |
| Neighbor: Madison County, ID | limit $832,750; median home $414,800 |
| Neighbor: Teton County, ID | limit $1,249,125; median home $690,500 |
| Neighbor: Beaverhead County, MT | limit $832,750; median home $308,300 |
| Neighbor: Gallatin County, MT | limit $832,750; median home $667,600 |
| Neighbor: Madison County, MT | limit $832,750; median home $470,100 |
| Neighbor: Teton County, WY | limit $1,249,125; median home $1,633,900 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Fremont County's median home value is 25% below the state median of $418,600 (rank 24 of 44). Among its 8 neighboring counties, Teton County has the highest median home value ($1,633,900) and Clark County the lowest ($216,900); 2 neighbor(s) have a different loan limit. Owners pay a median $1,398 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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