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2026 conforming loan limit: Frio County, TX

Quick answer

Frio County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 7.7 times the county's median home value of $107,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,010 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$107,700
Texas median home value$283,800
Limit ÷ median home value7.73×
Median household income$66,010
Median home value ÷ income1.6×
Population18,582
Median property tax paid (owners)$1,670
Effective property tax rate (approx.)1.55%
Owner-occupied homes58.9%
Home value rank in Texas199 of 250 counties
Neighbor: Atascosa County, TXlimit $832,750; median home $174,800
Neighbor: Dimmit County, TXlimit $832,750; median home $85,500
Neighbor: La Salle County, TXlimit $832,750; median home $97,800
Neighbor: Medina County, TXlimit $832,750; median home $239,600
Neighbor: Uvalde County, TXlimit $832,750; median home $150,800
Neighbor: Zavala County, TXlimit $832,750; median home $98,800

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Frio County's median home value is 62% below the state median of $283,800 (rank 199 of 250). Among its 6 neighboring counties, Medina County has the highest median home value ($239,600) and Dimmit County the lowest ($85,500); all share the same loan limit. Owners pay a median $1,670 a year in property tax, an effective rate of about 1.55% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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