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2026 conforming loan limit: Fulton County, AR

Quick answer

Fulton County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $113,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,241 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$113,800
Arkansas median home value$188,000
Limit ÷ median home value7.32×
Median household income$42,241
Median home value ÷ income2.7×
Population12,302
Median property tax paid (owners)$533
Effective property tax rate (approx.)0.47%
Owner-occupied homes84.7%
Home value rank in Arkansas50 of 75 counties
Neighbor: Baxter County, ARlimit $832,750; median home $174,600
Neighbor: Izard County, ARlimit $832,750; median home $129,100
Neighbor: Sharp County, ARlimit $832,750; median home $105,100
Neighbor: Howell County, MOlimit $832,750; median home $173,000
Neighbor: Oregon County, MOlimit $832,750; median home $113,300
Neighbor: Ozark County, MOlimit $832,750; median home $168,600

Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fulton County's median home value is 39% below the state median of $188,000 (rank 50 of 75). Among its 6 neighboring counties, Baxter County has the highest median home value ($174,600) and Sharp County the lowest ($105,100); all share the same loan limit. Owners pay a median $533 a year in property tax, an effective rate of about 0.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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