Fulton County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 10.5 times the county's median home value of $79,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $38,217 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $79,100 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 10.53× |
| Median household income | $38,217 |
| Median home value ÷ income | 2.1× |
| Population | 6,409 |
| Median property tax paid (owners) | $634 |
| Effective property tax rate (approx.) | 0.80% |
| Owner-occupied homes | 61.8% |
| Home value rank in Kentucky | 114 of 120 counties |
| Neighbor: Hickman County, KY | limit $832,750; median home $115,700 |
| Neighbor: Mississippi County, MO | limit $832,750; median home $109,000 |
| Neighbor: New Madrid County, MO | limit $832,750; median home $111,800 |
| Neighbor: Lake County, TN | limit $832,750; median home $97,900 |
| Neighbor: Obion County, TN | limit $832,750; median home $133,600 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fulton County's median home value is 62% below the state median of $205,600 (rank 114 of 120). Among its 5 neighboring counties, Obion County has the highest median home value ($133,600) and Lake County the lowest ($97,900); all share the same loan limit. Owners pay a median $634 a year in property tax, an effective rate of about 0.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Fulton County, GA
- 2026 conforming loan limit: Fulton County, IL
- 2026 conforming loan limit: Fulton County, IN
- 2026 conforming loan limit: Fulton County, NY
- 2026 conforming loan limit: Fulton County, OH
- 2026 conforming loan limit: Fulton County, PA
- 2026 conforming loan limit: Furnas County, NE
- 2026 conforming loan limit: Gadsden County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.