Gadsden County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $174,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,801 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $174,900 |
| Florida median home value | $359,000 |
| Limit ÷ median home value | 4.76× |
| Median household income | $48,801 |
| Median home value ÷ income | 3.6× |
| Population | 43,710 |
| Median property tax paid (owners) | $927 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 70.7% |
| Home value rank in Florida | 51 of 67 counties |
| Neighbor: Calhoun County, FL | limit $832,750; median home $145,300 |
| Neighbor: Jackson County, FL | limit $832,750; median home $120,800 |
| Neighbor: Leon County, FL | limit $832,750; median home $301,800 |
| Neighbor: Liberty County, FL | limit $832,750; median home $127,300 |
| Neighbor: Decatur County, GA | limit $832,750; median home $158,800 |
| Neighbor: Grady County, GA | limit $832,750; median home $152,400 |
| Neighbor: Seminole County, GA | limit $832,750; median home $121,900 |
Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Gadsden County's median home value is 51% below the state median of $359,000 (rank 51 of 67). Among its 7 neighboring counties, Leon County has the highest median home value ($301,800) and Jackson County the lowest ($120,800); all share the same loan limit. Owners pay a median $927 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Fulton County, OH
- 2026 conforming loan limit: Fulton County, PA
- 2026 conforming loan limit: Furnas County, NE
- 2026 conforming loan limit: Gage County, NE
- 2026 conforming loan limit: Gaines County, TX
- 2026 conforming loan limit: Galax City, VA
- 2026 conforming loan limit: Gallatin County, IL
- 2026 conforming loan limit: Gallatin County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.