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2026 conforming loan limit: Fulton County, OH

Quick answer

Fulton County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $191,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,864 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$191,000
Ohio median home value$214,800
Limit ÷ median home value4.36×
Median household income$72,864
Median home value ÷ income2.6×
Population42,240
Median property tax paid (owners)$2,444
Effective property tax rate (approx.)1.28%
Owner-occupied homes80.2%
Home value rank in Ohio37 of 88 counties
Neighbor: Hillsdale County, MIlimit $832,750; median home $176,100
Neighbor: Lenawee County, MIlimit $832,750; median home $196,800
Neighbor: Henry County, OHlimit $832,750; median home $168,600
Neighbor: Lucas County, OHlimit $832,750; median home $163,900
Neighbor: Williams County, OHlimit $832,750; median home $150,000

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fulton County's median home value is 11% below the state median of $214,800 (rank 37 of 88). Among its 5 neighboring counties, Lenawee County has the highest median home value ($196,800) and Williams County the lowest ($150,000); all share the same loan limit. Owners pay a median $2,444 a year in property tax, an effective rate of about 1.28% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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