Franklin County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 8.7 times the county's median home value of $95,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,195 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $95,600 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 8.71× |
| Median household income | $60,195 |
| Median home value ÷ income | 1.6× |
| Population | 2,846 |
| Median property tax paid (owners) | $1,221 |
| Effective property tax rate (approx.) | 1.28% |
| Owner-occupied homes | 83.2% |
| Home value rank in Nebraska | 91 of 93 counties |
| Neighbor: Phillips County, KS | limit $832,750; median home $96,500 |
| Neighbor: Smith County, KS | limit $832,750; median home $94,100 |
| Neighbor: Harlan County, NE | limit $832,750; median home $145,800 |
| Neighbor: Kearney County, NE | limit $832,750; median home $223,400 |
| Neighbor: Phelps County, NE | limit $832,750; median home $194,900 |
| Neighbor: Webster County, NE | limit $832,750; median home $117,600 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 60% below the state median of $238,600 (rank 91 of 93). Among its 6 neighboring counties, Kearney County has the highest median home value ($223,400) and Smith County the lowest ($94,100); all share the same loan limit. Owners pay a median $1,221 a year in property tax, an effective rate of about 1.28% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, MO
- 2026 conforming loan limit: Franklin County, MS
- 2026 conforming loan limit: Franklin County, NC
- 2026 conforming loan limit: Franklin County, NY
- 2026 conforming loan limit: Franklin County, OH
- 2026 conforming loan limit: Franklin County, PA
- 2026 conforming loan limit: Franklin County, TN
- 2026 conforming loan limit: Franklin County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.