Franklin County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $194,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,675 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $194,700 |
| Maine median home value | $296,600 |
| Limit ÷ median home value | 4.28× |
| Median household income | $58,675 |
| Median home value ÷ income | 3.3× |
| Population | 30,413 |
| Median property tax paid (owners) | $2,027 |
| Effective property tax rate (approx.) | 1.04% |
| Owner-occupied homes | 76.3% |
| Home value rank in Maine | 12 of 16 counties |
| Neighbor: Androscoggin County, ME | limit $832,750; median home $252,800 |
| Neighbor: Kennebec County, ME | limit $832,750; median home $238,200 |
| Neighbor: Oxford County, ME | limit $832,750; median home $217,300 |
| Neighbor: Somerset County, ME | limit $832,750; median home $166,900 |
Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 34% below the state median of $296,600 (rank 12 of 16). Among its 4 neighboring counties, Androscoggin County has the highest median home value ($252,800) and Somerset County the lowest ($166,900); all share the same loan limit. Owners pay a median $2,027 a year in property tax, an effective rate of about 1.04% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, KS
- 2026 conforming loan limit: Franklin County, KY
- 2026 conforming loan limit: Franklin County, MA
- 2026 conforming loan limit: Franklin County, MO
- 2026 conforming loan limit: Franklin County, MS
- 2026 conforming loan limit: Franklin County, NC
- 2026 conforming loan limit: Franklin County, NE
- 2026 conforming loan limit: Franklin County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.