Franklin County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $198,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,207 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $198,700 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 4.19× |
| Median household income | $77,207 |
| Median home value ÷ income | 2.6× |
| Population | 26,106 |
| Median property tax paid (owners) | $2,810 |
| Effective property tax rate (approx.) | 1.41% |
| Owner-occupied homes | 72.2% |
| Home value rank in Kansas | 17 of 105 counties |
| Neighbor: Anderson County, KS | limit $832,750; median home $171,400 |
| Neighbor: Coffey County, KS | limit $832,750; median home $157,400 |
| Neighbor: Douglas County, KS | limit $832,750; median home $309,400 |
| Neighbor: Johnson County, KS | limit $832,750; median home $391,200 |
| Neighbor: Linn County, KS | limit $832,750; median home $173,600 |
| Neighbor: Miami County, KS | limit $832,750; median home $287,700 |
| Neighbor: Osage County, KS | limit $832,750; median home $156,800 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 9% below the state median of $217,200 (rank 17 of 105). Among its 7 neighboring counties, Johnson County has the highest median home value ($391,200) and Osage County the lowest ($156,800); all share the same loan limit. Owners pay a median $2,810 a year in property tax, an effective rate of about 1.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, ID
- 2026 conforming loan limit: Franklin County, IL
- 2026 conforming loan limit: Franklin County, IN
- 2026 conforming loan limit: Franklin County, KY
- 2026 conforming loan limit: Franklin County, MA
- 2026 conforming loan limit: Franklin County, ME
- 2026 conforming loan limit: Franklin County, MO
- 2026 conforming loan limit: Franklin County, MS
Last updated 2026-10-16. Data only, not financial or tax advice.