Franklin County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $249,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,074 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $249,500 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 3.34× |
| Median household income | $78,074 |
| Median home value ÷ income | 3.2× |
| Population | 23,020 |
| Median property tax paid (owners) | $1,479 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 81.5% |
| Home value rank in Indiana | 11 of 92 counties |
| Neighbor: Dearborn County, IN | limit $832,750; median home $243,400 |
| Neighbor: Decatur County, IN | limit $832,750; median home $199,100 |
| Neighbor: Fayette County, IN | limit $832,750; median home $130,700 |
| Neighbor: Ripley County, IN | limit $832,750; median home $222,500 |
| Neighbor: Rush County, IN | limit $832,750; median home $166,800 |
| Neighbor: Union County, IN | limit $832,750; median home $173,500 |
| Neighbor: Butler County, OH | limit $832,750; median home $258,500 |
| Neighbor: Hamilton County, OH | limit $832,750; median home $241,900 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 14% above the state median of $218,200 (rank 11 of 92). Among its 8 neighboring counties, Butler County has the highest median home value ($258,500) and Fayette County the lowest ($130,700); all share the same loan limit. Owners pay a median $1,479 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Franklin County, IA
- 2026 conforming loan limit: Franklin County, ID
- 2026 conforming loan limit: Franklin County, IL
- 2026 conforming loan limit: Franklin County, KS
- 2026 conforming loan limit: Franklin County, KY
- 2026 conforming loan limit: Franklin County, MA
- 2026 conforming loan limit: Franklin County, ME
- 2026 conforming loan limit: Franklin County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.