Douglas County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $168,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,985 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $168,200 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.95× |
| Median household income | $45,985 |
| Median home value ÷ income | 3.7× |
| Population | 11,965 |
| Median property tax paid (owners) | $740 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 80.6% |
| Home value rank in Missouri | 56 of 115 counties |
| Neighbor: Christian County, MO | limit $832,750; median home $274,900 |
| Neighbor: Howell County, MO | limit $832,750; median home $173,000 |
| Neighbor: Ozark County, MO | limit $832,750; median home $168,600 |
| Neighbor: Taney County, MO | limit $832,750; median home $218,800 |
| Neighbor: Texas County, MO | limit $832,750; median home $146,700 |
| Neighbor: Webster County, MO | limit $832,750; median home $228,800 |
| Neighbor: Wright County, MO | limit $832,750; median home $160,100 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 27% below the state median of $230,300 (rank 56 of 115). Among its 7 neighboring counties, Christian County has the highest median home value ($274,900) and Texas County the lowest ($146,700); all share the same loan limit. Owners pay a median $740 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Douglas County, IL
- 2026 conforming loan limit: Douglas County, KS
- 2026 conforming loan limit: Douglas County, MN
- 2026 conforming loan limit: Douglas County, NE
- 2026 conforming loan limit: Douglas County, NV
- 2026 conforming loan limit: Douglas County, OR
- 2026 conforming loan limit: Douglas County, SD
- 2026 conforming loan limit: Douglas County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.