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2026 conforming loan limit: Douglas County, NE

Quick answer

Douglas County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $266,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,391 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$266,100
Nebraska median home value$238,600
Limit ÷ median home value3.13×
Median household income$80,391
Median home value ÷ income3.3×
Population590,736
Median property tax paid (owners)$4,507
Effective property tax rate (approx.)1.69%
Owner-occupied homes61.5%
Home value rank in Nebraska5 of 93 counties
Neighbor: Pottawattamie County, IAlimit $832,750; median home $195,700
Neighbor: Dodge County, NElimit $832,750; median home $208,600
Neighbor: Sarpy County, NElimit $832,750; median home $314,100
Neighbor: Saunders County, NElimit $832,750; median home $271,700
Neighbor: Washington County, NElimit $832,750; median home $297,600

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 12% above the state median of $238,600 (rank 5 of 93). Among its 5 neighboring counties, Sarpy County has the highest median home value ($314,100) and Pottawattamie County the lowest ($195,700); all share the same loan limit. Owners pay a median $4,507 a year in property tax, an effective rate of about 1.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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