Douglas County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $205,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,099 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $205,800 |
| Wisconsin median home value | $266,500 |
| Limit ÷ median home value | 4.05× |
| Median household income | $75,099 |
| Median home value ÷ income | 2.7× |
| Population | 44,229 |
| Median property tax paid (owners) | $2,599 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 71.9% |
| Home value rank in Wisconsin | 49 of 72 counties |
| Neighbor: Carlton County, MN | limit $832,750; median home $245,100 |
| Neighbor: Lake County, MN | limit $832,750; median home $241,300 |
| Neighbor: Pine County, MN | limit $832,750; median home $239,300 |
| Neighbor: St. Louis County, MN | limit $832,750; median home $221,400 |
| Neighbor: Bayfield County, WI | limit $832,750; median home $240,800 |
| Neighbor: Burnett County, WI | limit $832,750; median home $231,300 |
| Neighbor: Sawyer County, WI | limit $832,750; median home $236,200 |
| Neighbor: Washburn County, WI | limit $832,750; median home $226,100 |
Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 23% below the state median of $266,500 (rank 49 of 72). Among its 8 neighboring counties, Carlton County has the highest median home value ($245,100) and St. Louis County the lowest ($221,400); all share the same loan limit. Owners pay a median $2,599 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Douglas County, OR
- 2026 conforming loan limit: Douglas County, SD
- 2026 conforming loan limit: Douglas County, WA
- 2026 conforming loan limit: Drew County, AR
- 2026 conforming loan limit: Dubois County, IN
- 2026 conforming loan limit: Dubuque County, IA
- 2026 conforming loan limit: Duchesne County, UT
- 2026 conforming loan limit: Dukes County, MA
Last updated 2026-10-16. Data only, not financial or tax advice.