Douglas County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $310,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,310 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $310,300 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 2.68× |
| Median household income | $61,310 |
| Median home value ÷ income | 5.1× |
| Population | 112,072 |
| Median property tax paid (owners) | $1,895 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 72.7% |
| Home value rank in Oregon | 24 of 36 counties |
| Neighbor: Coos County, OR | limit $832,750; median home $337,800 |
| Neighbor: Curry County, OR | limit $832,750; median home $381,300 |
| Neighbor: Jackson County, OR | limit $832,750; median home $430,200 |
| Neighbor: Josephine County, OR | limit $832,750; median home $404,300 |
| Neighbor: Klamath County, OR | limit $832,750; median home $280,400 |
| Neighbor: Lane County, OR | limit $832,750; median home $430,600 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 35% below the state median of $477,600 (rank 24 of 36). Among its 6 neighboring counties, Lane County has the highest median home value ($430,600) and Klamath County the lowest ($280,400); all share the same loan limit. Owners pay a median $1,895 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Douglas County, MO
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- 2026 conforming loan limit: Douglas County, SD
- 2026 conforming loan limit: Douglas County, WA
- 2026 conforming loan limit: Douglas County, WI
- 2026 conforming loan limit: Drew County, AR
- 2026 conforming loan limit: Dubois County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.