Douglas County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 1.4 times the county's median home value of $615,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $90,754 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $615,400 |
| Nevada median home value | $435,400 |
| Limit ÷ median home value | 1.35× |
| Median household income | $90,754 |
| Median home value ÷ income | 6.8× |
| Population | 49,623 |
| Median property tax paid (owners) | $2,750 |
| Effective property tax rate (approx.) | 0.45% |
| Owner-occupied homes | 78.8% |
| Home value rank in Nevada | 1 of 17 counties |
| Neighbor: Alpine County, CA | limit $832,750; median home $590,200 |
| Neighbor: El Dorado County, CA | limit $832,750; median home $679,900 |
| Neighbor: Mono County, CA | limit $832,750; median home $639,400 |
| Neighbor: Placer County, CA | limit $832,750; median home $688,100 |
| Neighbor: Lyon County, NV | limit $832,750; median home $366,100 |
| Neighbor: Carson City, NV | limit $832,750; median home $453,000 |
Across Nevada's 17 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 41% above the state median of $435,400 (rank 1 of 17). Among its 6 neighboring counties, Placer County has the highest median home value ($688,100) and Lyon County the lowest ($366,100); all share the same loan limit. Owners pay a median $2,750 a year in property tax, an effective rate of about 0.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Douglas County, MN
- 2026 conforming loan limit: Douglas County, MO
- 2026 conforming loan limit: Douglas County, NE
- 2026 conforming loan limit: Douglas County, OR
- 2026 conforming loan limit: Douglas County, SD
- 2026 conforming loan limit: Douglas County, WA
- 2026 conforming loan limit: Douglas County, WI
- 2026 conforming loan limit: Drew County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.