Douglas County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $321,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,043 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $321,400 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 2.59× |
| Median household income | $79,043 |
| Median home value ÷ income | 4.1× |
| Population | 39,575 |
| Median property tax paid (owners) | $2,674 |
| Effective property tax rate (approx.) | 0.83% |
| Owner-occupied homes | 76.5% |
| Home value rank in Minnesota | 13 of 87 counties |
| Neighbor: Grant County, MN | limit $832,750; median home $191,000 |
| Neighbor: Otter Tail County, MN | limit $832,750; median home $273,000 |
| Neighbor: Pope County, MN | limit $832,750; median home $255,100 |
| Neighbor: Stearns County, MN | limit $832,750; median home $273,400 |
| Neighbor: Stevens County, MN | limit $832,750; median home $202,800 |
| Neighbor: Todd County, MN | limit $832,750; median home $207,700 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 2% below the state median of $329,300 (rank 13 of 87). Among its 6 neighboring counties, Stearns County has the highest median home value ($273,400) and Grant County the lowest ($191,000); all share the same loan limit. Owners pay a median $2,674 a year in property tax, an effective rate of about 0.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Douglas County, GA
- 2026 conforming loan limit: Douglas County, IL
- 2026 conforming loan limit: Douglas County, KS
- 2026 conforming loan limit: Douglas County, MO
- 2026 conforming loan limit: Douglas County, NE
- 2026 conforming loan limit: Douglas County, NV
- 2026 conforming loan limit: Douglas County, OR
- 2026 conforming loan limit: Douglas County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.