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2026 conforming loan limit: Douglas County, GA

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Douglas County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $296,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $82,984 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$296,900
Georgia median home value$303,300
Limit ÷ median home value2.80×
Median household income$82,984
Median home value ÷ income3.6×
Population147,888
Median property tax paid (owners)$2,212
Effective property tax rate (approx.)0.75%
Owner-occupied homes66.9%
Home value rank in Georgia31 of 159 counties
Neighbor: Carroll County, GAlimit $832,750; median home $255,100
Neighbor: Cobb County, GAlimit $832,750; median home $407,200
Neighbor: Fulton County, GAlimit $832,750; median home $458,800
Neighbor: Paulding County, GAlimit $832,750; median home $326,300

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Douglas County's median home value is 2% below the state median of $303,300 (rank 31 of 159). Among its 4 neighboring counties, Fulton County has the highest median home value ($458,800) and Carroll County the lowest ($255,100); all share the same loan limit. Owners pay a median $2,212 a year in property tax, an effective rate of about 0.75% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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