Dukes County, Massachusetts has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.1 times the county's median home value of $1,165,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $125,786 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $1,165,800 |
| Massachusetts median home value | $562,100 |
| Limit ÷ median home value | 1.07× |
| Median household income | $125,786 |
| Median home value ÷ income | 9.3× |
| Population | 20,933 |
| Median property tax paid (owners) | $5,828 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 82.1% |
| Home value rank in Massachusetts | 2 of 14 counties |
| Neighbor: Barnstable County, MA | limit $832,750; median home $629,000 |
| Neighbor: Bristol County, MA | limit $832,750; median home $451,200 |
| Neighbor: Nantucket County, MA | limit $1,249,125; median home $1,593,800 |
Across Massachusetts's 14 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 7 high-cost counties. Dukes County's median home value is 107% above the state median of $562,100 (rank 2 of 14). Among its 3 neighboring counties, Nantucket County has the highest median home value ($1,593,800) and Bristol County the lowest ($451,200); 2 neighbor(s) have a different loan limit. Owners pay a median $5,828 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.