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2026 conforming loan limit: Dupage County, IL

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Dupage County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $391,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $112,096 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$391,400
Illinois median home value$263,300
Limit ÷ median home value2.13×
Median household income$112,096
Median home value ÷ income3.5×
Population930,024
Median property tax paid (owners)$8,007
Effective property tax rate (approx.)2.05%
Owner-occupied homes73.1%
Home value rank in Illinois1 of 102 counties
Neighbor: Cook County, ILlimit $832,750; median home $324,500
Neighbor: Kane County, ILlimit $832,750; median home $327,000
Neighbor: Kendall County, ILlimit $832,750; median home $322,400
Neighbor: Will County, ILlimit $832,750; median home $319,600

Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dupage County's median home value is 49% above the state median of $263,300 (rank 1 of 102). Among its 4 neighboring counties, Kane County has the highest median home value ($327,000) and Will County the lowest ($319,600); all share the same loan limit. Owners pay a median $8,007 a year in property tax, an effective rate of about 2.05% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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