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2026 conforming loan limit: Duplin County, NC

Quick answer

Duplin County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $137,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,148 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$137,400
North Carolina median home value$288,900
Limit ÷ median home value6.06×
Median household income$55,148
Median home value ÷ income2.5×
Population49,335
Median property tax paid (owners)$950
Effective property tax rate (approx.)0.69%
Owner-occupied homes70.3%
Home value rank in North Carolina85 of 100 counties
Neighbor: Jones County, NClimit $832,750; median home $130,300
Neighbor: Lenoir County, NClimit $832,750; median home $120,500
Neighbor: Onslow County, NClimit $832,750; median home $236,400
Neighbor: Pender County, NClimit $832,750; median home $299,000
Neighbor: Sampson County, NClimit $832,750; median home $150,700
Neighbor: Wayne County, NClimit $832,750; median home $178,700

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Duplin County's median home value is 52% below the state median of $288,900 (rank 85 of 100). Among its 6 neighboring counties, Pender County has the highest median home value ($299,000) and Lenoir County the lowest ($120,500); all share the same loan limit. Owners pay a median $950 a year in property tax, an effective rate of about 0.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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