🇺🇸 US

2026 conforming loan limit: Dunn County, ND

Quick answer

Dunn County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $275,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $97,689 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$275,000
North Dakota median home value$249,900
Limit ÷ median home value3.03×
Median household income$97,689
Median home value ÷ income2.8×
Population4,040
Median property tax paid (owners)$1,665
Effective property tax rate (approx.)0.61%
Owner-occupied homes74.3%
Home value rank in North Dakota6 of 53 counties
Neighbor: Billings County, NDlimit $832,750; median home $331,000
Neighbor: Mckenzie County, NDlimit $832,750; median home $349,600
Neighbor: Mclean County, NDlimit $832,750; median home $227,100
Neighbor: Mercer County, NDlimit $832,750; median home $198,500
Neighbor: Mountrail County, NDlimit $832,750; median home $232,700
Neighbor: Stark County, NDlimit $832,750; median home $271,700

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dunn County's median home value is 10% above the state median of $249,900 (rank 6 of 53). Among its 6 neighboring counties, Mckenzie County has the highest median home value ($349,600) and Mercer County the lowest ($198,500); all share the same loan limit. Owners pay a median $1,665 a year in property tax, an effective rate of about 0.61% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this