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2026 conforming loan limit: Duval County, TX

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Duval County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 9.3 times the county's median home value of $89,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,038 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$89,400
Texas median home value$283,800
Limit ÷ median home value9.31×
Median household income$49,038
Median home value ÷ income1.8×
Population9,742
Median property tax paid (owners)$1,148
Effective property tax rate (approx.)1.28%
Owner-occupied homes70.4%
Home value rank in Texas227 of 250 counties
Neighbor: Brooks County, TXlimit $832,750; median home $81,000
Neighbor: Jim Hogg County, TXlimit $832,750; median home $129,400
Neighbor: Jim Wells County, TXlimit $832,750; median home $123,600
Neighbor: La Salle County, TXlimit $832,750; median home $97,800
Neighbor: Live Oak County, TXlimit $832,750; median home $159,200
Neighbor: Mcmullen County, TXlimit $832,750; median home $97,100
Neighbor: Webb County, TXlimit $832,750; median home $189,900

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Duval County's median home value is 68% below the state median of $283,800 (rank 227 of 250). Among its 7 neighboring counties, Webb County has the highest median home value ($189,900) and Brooks County the lowest ($81,000); all share the same loan limit. Owners pay a median $1,148 a year in property tax, an effective rate of about 1.28% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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