Eagle County, Colorado has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.5 times the county's median home value of $839,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $104,096 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $839,500 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.49× |
| Median household income | $104,096 |
| Median home value ÷ income | 8.1× |
| Population | 55,135 |
| Median property tax paid (owners) | $3,510 |
| Effective property tax rate (approx.) | 0.42% |
| Owner-occupied homes | 65.9% |
| Home value rank in Colorado | 4 of 64 counties |
| Neighbor: Garfield County, CO | limit $1,209,750; median home $527,800 |
| Neighbor: Grand County, CO | limit $883,200; median home $601,500 |
| Neighbor: Lake County, CO | limit $1,092,500; median home $466,100 |
| Neighbor: Pitkin County, CO | limit $1,209,750; median home $1,139,100 |
| Neighbor: Routt County, CO | limit $1,089,050; median home $854,700 |
| Neighbor: Summit County, CO | limit $1,092,500; median home $939,900 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Eagle County's median home value is 56% above the state median of $539,400 (rank 4 of 64). Among its 6 neighboring counties, Pitkin County has the highest median home value ($1,139,100) and Lake County the lowest ($466,100); 6 neighbor(s) have a different loan limit. Owners pay a median $3,510 a year in property tax, an effective rate of about 0.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.
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