Gilpin County, Colorado has a 2026 one-unit conforming loan limit of $862,500, which is 1.5 times the county's median home value of $573,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $95,361 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $862,500 |
| 2-unit limit | $1,104,150 |
| 3-unit limit | $1,334,700 |
| 4-unit limit | $1,658,700 |
| Median home value (ACS 2020–24) | $573,900 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.50× |
| Median household income | $95,361 |
| Median home value ÷ income | 6.0× |
| Population | 5,901 |
| Median property tax paid (owners) | $1,310 |
| Effective property tax rate (approx.) | 0.23% |
| Owner-occupied homes | 87.5% |
| Home value rank in Colorado | 18 of 64 counties |
| Neighbor: Boulder County, CO | limit $879,750; median home $756,300 |
| Neighbor: Clear Creek County, CO | limit $862,500; median home $608,500 |
| Neighbor: Grand County, CO | limit $883,200; median home $601,500 |
| Neighbor: Jefferson County, CO | limit $862,500; median home $637,600 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Gilpin County's median home value is 6% above the state median of $539,400 (rank 18 of 64). Among its 4 neighboring counties, Boulder County has the highest median home value ($756,300) and Grand County the lowest ($601,500); 2 neighbor(s) have a different loan limit. Owners pay a median $1,310 a year in property tax, an effective rate of about 0.23% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Gilliam County, OR
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- 2026 conforming loan limit: Glacier County, MT
- 2026 conforming loan limit: Glades County, FL
- 2026 conforming loan limit: Gladwin County, MI
- 2026 conforming loan limit: Glascock County, GA
- 2026 conforming loan limit: Glasscock County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.