Gilmer County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 9.9 times the county's median home value of $83,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,981 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $83,800 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 9.94× |
| Median household income | $47,981 |
| Median home value ÷ income | 1.7× |
| Population | 7,288 |
| Median property tax paid (owners) | $410 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 75.6% |
| Home value rank in West Virginia | 52 of 55 counties |
| Neighbor: Braxton County, WV | limit $832,750; median home $117,900 |
| Neighbor: Calhoun County, WV | limit $832,750; median home $100,500 |
| Neighbor: Doddridge County, WV | limit $832,750; median home $160,800 |
| Neighbor: Lewis County, WV | limit $832,750; median home $151,800 |
| Neighbor: Ritchie County, WV | limit $832,750; median home $115,900 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Gilmer County's median home value is 48% below the state median of $162,600 (rank 52 of 55). Among its 5 neighboring counties, Doddridge County has the highest median home value ($160,800) and Calhoun County the lowest ($100,500); all share the same loan limit. Owners pay a median $410 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.