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2026 conforming loan limit: Duchesne County, UT

Quick answer

Duchesne County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $283,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,445 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$283,700
Utah median home value$489,400
Limit ÷ median home value2.94×
Median household income$78,445
Median home value ÷ income3.6×
Population20,185
Median property tax paid (owners)$1,742
Effective property tax rate (approx.)0.61%
Owner-occupied homes78.9%
Home value rank in Utah24 of 29 counties
Neighbor: Carbon County, UTlimit $832,750; median home $228,500
Neighbor: Daggett County, UTlimit $832,750; median home $282,300
Neighbor: Summit County, UTlimit $1,150,000; median home $1,067,700
Neighbor: Uintah County, UTlimit $832,750; median home $298,600
Neighbor: Utah County, UTlimit $832,750; median home $538,700
Neighbor: Wasatch County, UTlimit $1,150,000; median home $787,300

Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Duchesne County's median home value is 42% below the state median of $489,400 (rank 24 of 29). Among its 6 neighboring counties, Summit County has the highest median home value ($1,067,700) and Carbon County the lowest ($228,500); 2 neighbor(s) have a different loan limit. Owners pay a median $1,742 a year in property tax, an effective rate of about 0.61% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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