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2026 conforming loan limit: Dewitt County, TX

Quick answer

Dewitt County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $170,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,730 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020โ€“24)$170,900
Texas median home value$283,800
Limit รท median home value4.87ร—
Median household income$63,730
Median home value รท income2.7ร—
Population20,016
Median property tax paid (owners)$1,469
Effective property tax rate (approx.)0.86%
Owner-occupied homes73.9%
Home value rank in Texas123 of 250 counties
Neighbor: Goliad County, TXlimit $832,750; median home $192,500
Neighbor: Gonzales County, TXlimit $832,750; median home $159,100
Neighbor: Karnes County, TXlimit $832,750; median home $149,000
Neighbor: Lavaca County, TXlimit $832,750; median home $228,300
Neighbor: Victoria County, TXlimit $832,750; median home $209,900

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dewitt County's median home value is 40% below the state median of $283,800 (rank 123 of 250). Among its 5 neighboring counties, Lavaca County has the highest median home value ($228,300) and Karnes County the lowest ($149,000); all share the same loan limit. Owners pay a median $1,469 a year in property tax, an effective rate of about 0.86% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Dewitt County, Texas?

Dewitt County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $170,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,730 (FHFA; Census ACS 2020โ€“2024).

What is the median home value in Dewitt County, Texas?

The median owner-occupied home value in Dewitt County is $170,900 (ACS 2020โ€“2024), versus $283,800 statewide.

Do I need a jumbo loan in Dewitt County?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $170,900, so the cap is 4.87 times the typical home value.

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Last updated Oct 17, 2026, 10:23 PM ET. Data only, not financial or tax advice.

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