Delta County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,575 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $164,300 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 5.07× |
| Median household income | $66,575 |
| Median home value ÷ income | 2.5× |
| Population | 5,438 |
| Median property tax paid (owners) | $1,563 |
| Effective property tax rate (approx.) | 0.95% |
| Owner-occupied homes | 82.8% |
| Home value rank in Texas | 133 of 250 counties |
| Neighbor: Fannin County, TX | limit $832,750; median home $233,700 |
| Neighbor: Franklin County, TX | limit $832,750; median home $226,300 |
| Neighbor: Hopkins County, TX | limit $832,750; median home $221,100 |
| Neighbor: Hunt County, TX | limit $832,750; median home $241,700 |
| Neighbor: Lamar County, TX | limit $832,750; median home $200,700 |
| Neighbor: Red River County, TX | limit $832,750; median home $121,500 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Delta County's median home value is 42% below the state median of $283,800 (rank 133 of 250). Among its 6 neighboring counties, Hunt County has the highest median home value ($241,700) and Red River County the lowest ($121,500); all share the same loan limit. Owners pay a median $1,563 a year in property tax, an effective rate of about 0.95% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Delaware County, PA
- 2026 conforming loan limit: Delta County, CO
- 2026 conforming loan limit: Delta County, MI
- 2026 conforming loan limit: Denali Borough, AK
- 2026 conforming loan limit: Dent County, MO
- 2026 conforming loan limit: Denton County, TX
- 2026 conforming loan limit: Denver County, CO
- 2026 conforming loan limit: Des Moines County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.