Denali Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 4.5 times the county's median home value of $275,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,781 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $275,000 |
| Alaska median home value | $352,900 |
| Limit ÷ median home value | 4.54× |
| Median household income | $80,781 |
| Median home value ÷ income | 3.4× |
| Population | 1,969 |
| Median property tax paid (owners) | — |
| Effective property tax rate (approx.) | — |
| Owner-occupied homes | 65.0% |
| Home value rank in Alaska | 17 of 30 counties |
| Neighbor: Fairbanks North Star Borough, AK | limit $1,249,125; median home $298,200 |
| Neighbor: Matanuska-Susitna Borough, AK | limit $1,249,125; median home $346,600 |
| Neighbor: Southeast Fairbanks Census Area, AK | limit $1,249,125; median home $282,000 |
| Neighbor: Yukon-Koyukuk Census Area, AK | limit $1,249,125; median home $98,500 |
Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Denali Borough's median home value is 22% below the state median of $352,900 (rank 17 of 30). Among its 4 neighboring counties, Matanuska-Susitna Borough has the highest median home value ($346,600) and Yukon-Koyukuk Census Area the lowest ($98,500); all share the same loan limit.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Denali Borough, Alaska?
Denali Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 4.5 times the county's median home value of $275,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,781 (FHFA; Census ACS 2020–2024).
What is the median home value in Denali Borough, Alaska?
The median owner-occupied home value in Denali Borough is $275,000 (ACS 2020–2024), versus $352,900 statewide.
Do I need a jumbo loan in Denali Borough?
Only if your loan amount exceeds $1,249,125 for a one-unit home; the county median home value is $275,000, so the cap is 4.54 times the typical home value.
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Last updated Oct 17, 2026, 10:23 PM ET. Data only, not financial or tax advice.
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